EUR to CHF in July 2026: high, low, average

Updated September 26, 2026

The euro averaged 0.92557 Swiss francs in July 2026, based on 23 ECB reference rates. After a dip in the first days of the month, the euro recovered steadily, reaching 0.9332 on July 29. It closed July at 0.9304, 0.76% above the first fixing of 0.9234.

The euro below one franc

For several years the euro has been worth less than one Swiss franc, and July 2026 continued that pattern. Even the highest fixing of the month, 0.9332, stayed well below one franc. For Swiss residents, this means euro area holidays and shopping trips across the border cost fewer francs than they did when the euro was above parity.

How July developed

July 1 to 3. The euro fell 0.37% on July 2, the biggest drop of the month, and reached the low of 0.919 on July 3.

July 6 to 16. A slow recovery. The euro rose on most days and reached 0.9257 on July 14, with a gain of 0.33% on July 13.

July 17 to 29. After a dip of 0.24% on July 17 the climb resumed, with gains of 0.25% on July 21, 0.29% on July 23 and 0.38% on July 28, the largest rise of the month. The high came on July 29.

July 30 to 31. Two small falls to close the month.

In total the euro rose on 14 fixings and fell on 9.

Daily EUR/CHF rates

Comparisons

The July average was 0.55% above June and 0.74% below July 2025.

For cross-border workers and shoppers

Around Basel, Geneva and Lake Constance, many people earn in francs and spend in euros, or the other way round.

Paid in francs, spending in euros. The best time in July to convert was the start of the month, around July 3, when each franc bought the most euros. At the monthly average, one franc was worth 1.0804 euros.

Paid in euros, living in Switzerland. Cross-border commuters from France, Germany and Italy who receive euros got more francs per euro at the end of July.

Shopping trips. A weekly shop across the border cost slightly more in francs at the end of July than at the start. The difference over the month was under 1%.

For companies

Swiss exporters sell a large share of their output to the euro area. A higher EUR/CHF rate helps them, because euro revenue converts into more francs. July's gradual rise was welcome, even though the euro remained weaker than a year ago.

What to do

1. Find the rate for your date on EUR/CHF daily rates in July 2026.
2. See the high on EUR/CHF on the high day of the month.
3. Compare July with the rest of the year on EUR/CHF in 2026.
4. See the EUR to CHF exchange rate today, and use the 100 EUR to CHF converter for quick sums.

Questions and answers

What was the average EUR to CHF rate in July 2026?

The euro averaged 0.92557 Swiss francs across 23 ECB reference rates in July 2026.

When was the franc strongest against the euro in July 2026?

On July 3, 2026, when the euro fixed at 0.919 francs, the low of the month.

Is the euro weaker against the franc than a year ago?

Yes, slightly. The July 2026 average was 0.74% below the July 2025 average of 0.93247.

Data sources

• European Central Bank: euro foreign exchange reference rates