EUR to CHF in 2025: the year in numbers
Updated September 26, 2026
The euro averaged 0.93703 Swiss francs in 2025, according to 255 official ECB reference rates. Compared with 2024, when the average was 0.95263, the franc was 1.64% stronger. Over the year the euro slipped from 0.9371 to 0.9314, a fall of 0.61%.
A narrow year with one spike
EUR/CHF is usually one of the calmest major pairs, and 2025 fitted that pattern for most months. The exception was March. The euro jumped to the high of the year, 0.9641, on March 14, and March averaged 0.95476, the highest monthly average of 2025. April reversed the move and averaged 0.93699, with a wide range from 0.9242 to 0.9543.
After that the pair returned to a slow drift. The second half of the year was mostly weaker for the euro: October (0.92893) and November (0.92896) were the two lowest monthly averages, and the low of the year, 0.9185, came on November 14. December recovered slightly to 0.93316.
Official monthly averages for 2025
| Month | Average | Low | High | Last rate |
|---|---|---|---|---|
| January | 0.9414 | 0.9346 | 0.9494 | 0.9449 |
| February | 0.94134 | 0.9385 | 0.9457 | 0.9394 |
| March | 0.95476 | 0.9371 | 0.9641 | 0.9531 |
| April | 0.93699 | 0.9242 | 0.9543 | 0.9389 |
| May | 0.9356 | 0.9299 | 0.9394 | 0.9341 |
| June | 0.93803 | 0.9336 | 0.9427 | 0.9347 |
| July | 0.93247 | 0.9297 | 0.9354 | 0.9297 |
| August | 0.93867 | 0.9312 | 0.943 | 0.9364 |
| September | 0.93496 | 0.9317 | 0.939 | 0.9364 |
| October | 0.92893 | 0.9228 | 0.9365 | 0.9287 |
| November | 0.92896 | 0.9185 | 0.9345 | 0.9318 |
| December | 0.93316 | 0.9284 | 0.9388 | 0.9314 |
Why cross-border workers watch this rate
Tens of thousands of people live in the eurozone and work in Switzerland, or the other way round. For them, EUR/CHF decides the value of a salary or the cost of rent every month. In 2025 the monthly averages ranged from 0.92893 in October to 0.95476 in March, a spread of more than two centimes per euro.
Paid in francs, spending in euros. A lower EUR/CHF rate is better, since each franc buys more euros. For this group, the autumn of 2025 was the best period of the year.
Paid in euros, spending in francs. A higher rate is better. March was the best month, when each euro bought the most francs.
For companies
Swiss exporters selling in euros received slightly fewer francs per euro than in 2024, in line with the fall of the yearly average. European firms paying Swiss suppliers found francs somewhat more expensive in euro terms, especially in October and November.
Because the pair moves slowly, many companies set a budget rate once a year. The 2025 data suggests that such a rate should allow for a range of a few centimes: the gap between the high of 0.9641 and the low of 0.9185 was more than four centimes.
Accounting rates for 2025
| Purpose | Rate |
|---|---|
| Yearly average | 0.93703 |
| Opening fixing | 0.9371 |
| Closing fixing | 0.9314 |
| High, March 14 | 0.9641 |
| Low, November 14 | 0.9185 |
With a pair this stable, the yearly average and the closing rate are close to each other, so translation differences are small compared with more volatile currencies.
Checking what you really paid
Salary conversions and cross-border transfers often happen through banks that apply a margin to the reference rate. Over a year, that margin can cost more than the whole movement of EUR/CHF. Comparing a few of your own conversions with the official fixing of the same day shows how large it is.
What to do
- See each month on EUR/CHF in 2025: monthly table.
- Compare EUR/CHF in January 2025 with EUR/CHF in December 2025.
- If you convert a salary monthly, compare your rates with the official averages and review your provider.
- Use a budget rate that allows for a range of a few centimes around the average.
- Check the EUR to CHF exchange rate today for current conversions.
Questions and answers
What was the average EUR to CHF rate in 2025?
The ECB reference rate averaged 0.93703 francs per euro in 2025.
What was the highest EUR/CHF rate in 2025?
The highest fixing was 0.9641 on March 14, 2025. The lowest was 0.9185 on November 14, 2025.
Was the franc stronger in 2025 than in 2024?
Yes. The 2025 average of 0.93703 was 1.64% below the 2024 average of 0.95263, meaning each euro bought fewer francs.