USD to CHF in July 2026: high, low, average
Updated September 26, 2026
The dollar averaged 0.81067 Swiss francs in July 2026, based on 23 ECB-based cross rates. It started at 0.81121 and ended at 0.8101, almost unchanged, but the month was far from quiet. The dollar fell to a low of 0.80276 on July 3, climbed to a high of 0.82004 on July 29, and dropped 0.92% on July 30.
Figures at a glance
| Measure | USD/CHF |
|---|---|
| Average | 0.81067 |
| Low | 0.80276 (July 3) |
| High | 0.82004 (July 29) |
| First and last fixing | 0.81121 and 0.8101 |
| Range | 2.15% |
| June 2026 average | 0.7993 |
| July 2025 average | 0.7986 |
Three phases of July
A weak start. The dollar lost 0.51% on July 2 and 0.54% on July 3, falling to the low of the month.
A long climb. From July 6 to July 29 the dollar rose on most fixings. There was one setback, a fall of 0.6% on July 16, and then the climb resumed with gains of 0.43% on July 23 and 0.57% on July 28, the largest rise of the month. It peaked at 0.82004 on July 29.
A sharp end. On July 30 the dollar fell 0.92%, the biggest move of the month, and lost another 0.29% on July 31.
Up days outnumbered down days 14 to 8.
Daily USD/CHF rates
| Date | USD/CHF rate |
|---|---|
| July 1 | 0.81121 |
| July 2 | 0.80709 |
| July 3 | 0.80276 |
| July 6 | 0.80604 |
| July 7 | 0.80626 |
| July 8 | 0.80866 |
| July 9 | 0.80691 |
| July 10 | 0.80691 |
| July 13 | 0.80996 |
| July 14 | 0.81166 |
| July 15 | 0.8115 |
| July 16 | 0.80666 |
| July 17 | 0.807 |
| July 20 | 0.80833 |
| July 21 | 0.81091 |
| July 22 | 0.81241 |
| July 23 | 0.81592 |
| July 24 | 0.81761 |
| July 27 | 0.81517 |
| July 28 | 0.81983 |
| July 29 | 0.82004 |
| July 30 | 0.81248 |
| July 31 | 0.8101 |
Higher than June, higher than last year
The July average was 1.42% above June and 1.51% above July 2025. Both comparisons show a slightly stronger dollar against the franc, a change from the pattern of franc strength that many readers associate with this pair.
The franc as a safe haven
The Swiss franc tends to strengthen when investors seek safety, and the US dollar plays a similar role. USD/CHF therefore often moves in bursts when market sentiment shifts. The two large falls at the start and at the end of July are typical of such episodes.
Practical uses
Swiss companies buying in dollars. Commodities, software and many components are priced in dollars. The cheapest dollars in July were on July 3.
Swiss exporters. Watchmakers, pharmaceutical firms and machinery producers selling in dollars received the most francs around July 28 and 29.
Visitors to Switzerland. Americans travelling to Zurich or the Alps found the franc slightly cheaper than in June. At the monthly average one franc cost 1.2336 dollars.
Accounting. The average of 0.81067 is suitable for July income and expenses, and the closing rate of 0.8101 for month-end balances, where the policy allows ECB-based rates.
A lesson from the last two days
The fall of July 30 wiped out the gains of the previous week in a single fixing. For anyone planning a dollar payment from a franc account, it shows why a rate that has been climbing for weeks gives no guarantee for the next day.
Where the rate comes from
The ECB publishes both the dollar and the franc against the euro. USD/CHF is the ratio of the two fixings for each business day. The Swiss National Bank and commercial banks in Switzerland quote their own rates.
What to do
- Look up a specific day on USD/CHF daily rates in July 2026.
- Check the high on USD/CHF on the high day of the month.
- See the full year on USD/CHF in 2026.
- Check the USD to CHF exchange rate today, and use the 100 USD to CHF converter for quick sums.
Questions and answers
What was the average USD to CHF rate in July 2026?
The dollar averaged 0.81067 Swiss francs across 23 ECB-based cross rates in July 2026.
What was the biggest move of USD/CHF in July 2026?
A fall of 0.92% on July 30, 2026, the day after the monthly high of 0.82004.
Was the dollar stronger against the franc than a year earlier?
Slightly. The July 2026 average was 1.51% above the July 2025 average of 0.7986 francs.